Here’s something that’ll make travel-loving hearts do a little happy dance, especially Indians travelling to Malaysia can now pay using their familiar UPI apps. No more currency confusion at airport cafés or fumbling for ringgits at a 2 am night market. With cheap flights to Kuala Lumpur so frequent these days, it’s now even easier to travel light, both in luggage and in cash. Thanks to a partnership between Razorpay’s Malaysian arm, Curlec, and NPCI International, UPI in Malaysia is officially live, turning your smartphone into your wallet abroad.
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What’s Actually Happening?

Image credit: Unsplash/Kelvin Zyteng
The whole thing was announced at the Global Fintech Fest 2025, which is kind of the Oscars of financial tech. Razorpay Curlec teamed up with NPCI International (the global face of India’s digital payment marvel) to enable UPI in Malaysia. It basically means that Indians in Malaysia can walk into local cafés, souvenir shops, or even that cute roadside durian stall and just scan to pay. The system processes transactions directly in Malaysian Ringgit, cutting out those sneaky forex charges that usually show up later on your bank app.
The UPI in Malaysia App integration works smoothly with apps like PhonePe, Google Pay, and Paytm. So, that comforting “payment successful” ding you hear after paying for your morning teh tarik? Yep, it’s the same one you’d hear back in India, only now, it echoes somewhere between Bukit Bintang and Penang Street Food Market. Exploring with all-inclusive Malaysia tour packages seems like a real treat now, right?
Discover: Malaysia Travel Tips: What You Should Know Before You Go.
And it’s not just travellers who win. Local Malaysian businesses gain access to a growing crowd of Indian tourists who prefer digital payments. With Curlec’s existing merchant network, it’s expected that hundreds of shops and restaurants will soon display that familiar UPI logo. The partnership with NPCI International ensures everything is official, secure, and aligned with global payment standards. Cheap hotels in Kuala Lumpur booked online? You can pay for it online, too! Apply for your Malaysia visa online to experience the quick swipe adventure.
Summing Up
Big news for Indians in Malaysia is that they can now pay using UPI in Malaysia, thanks to Razorpay Curlec, and NPCI International. No need for cash or forex fuss; just scan and pay in Ringgit. From street food to city cabs, the UPI in Malaysia App makes life easier for travellers. It’s a smooth, safe upgrade for digital nomads and holidaymakers who love convenience as much as adventure.
FAQs: Indians in Malaysia
Can I use GPay in Malaysia?
Yes, you can use GPay in Malaysia.
Can I use UPI internationally?
UPI can be used internationally through the UPI International feature; however, services are not accepted all over the world.
Also Read
- What Are the Best Months to Travel on a Malaysia Trip?
- 30 Interesting Facts About Malaysia
- Attention Beach Lovers! These Are the Top Malaysia Beach Resorts Your Soul Needs.
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