{"id":72906,"date":"2022-12-02T13:01:43","date_gmt":"2022-12-02T07:31:43","guid":{"rendered":"https:\/\/blog.akbartravels.com\/?p=72906"},"modified":"2022-12-02T13:01:43","modified_gmt":"2022-12-02T07:31:43","slug":"why-travel-insurance-is-a-must","status":"publish","type":"post","link":"https:\/\/www.akbartravels.com\/in\/blogs\/why-travel-insurance-is-a-must\/","title":{"rendered":"Why Travel Insurance Is A Must!"},"content":{"rendered":"\n<p>Planning for an overseas travel requires extensive preparation to ensure that the trip would be enjoyable and safe. This is why travel insurance is an extremely essential part of travelling. It not only acts as a safety net against the risk of experiencing unforeseen medical expenses but also protects against other travel related emergencies for example &#8211; losing a passport or checked-in luggage baggage.<br \/> <br \/> Here are the top reasons why travel insurance is a must for travellers! <br \/> <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vacation Investment<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"7106\" height=\"4740\" src=\"https:\/\/blog.akbartravels.com\/wp-content\/uploads\/2022\/12\/Cruise.jpg\" alt=\"Beautiful views of the sea\" class=\"wp-image-72907\" \/><figcaption class=\"wp-element-caption\">Beautiful views of the sea<\/figcaption><\/figure>\n\n\n\n<p>Let\u2019s say you pay 15,00,000 for a once-in-a-lifetime luxury cruise around the Mediterranean for your silver jubilee wedding anniversary. But just the day before sailing, your father suffers a serious fall and ends up going in the hospital. When you call the cruise to explain what happened, they\u2019re compassionate \u2014 but you\u2019re not getting your cash back on your <a href=\"https:\/\/www.akbartravels.com\/holidays\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"holiday package (opens in a new tab)\">holiday package<\/a>. In such situations, travel insurance becomes a must.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Medical Emergencies<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"4240\" height=\"2832\" src=\"https:\/\/blog.akbartravels.com\/wp-content\/uploads\/2022\/12\/Ambulance.jpg\" alt=\"Ambulance\" class=\"wp-image-72908\" \/><figcaption class=\"wp-element-caption\">Ambulance<\/figcaption><\/figure>\n\n\n\n<p>When you invest\nin a travel insurance with emergency medical benefits, it can also pay for\nlosses that cover medical and dental emergencies that occur during your holiday.\nEmergency medical transportation benefits can also pay you for transportation\nto the nearest appropriate medical facility, as well as the cost of getting you\nback home following a covered injury or infection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Loss of baggage\/ passport\/ documents<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"6000\" height=\"4000\" src=\"https:\/\/blog.akbartravels.com\/wp-content\/uploads\/2022\/12\/Baggage.jpg\" alt=\"Travel documents\" class=\"wp-image-72909\" \/><figcaption class=\"wp-element-caption\">Travel documents<\/figcaption><\/figure>\n\n\n\n<p>This is perhaps\nthe worst situation you can imagine while travelling. But if you invest in a\ntravel insurance, you have help at hand. In case you lose your passport, your\ninsurance will repay the cost of getting a duplicate or a new one. In case of\nmissing things, you will be compensated for your loss up to an accepted sum;\nwhile if your baggage gets late, you will be repaid for the personal effects\nthat you might have to buy for in the interim. This can be a huge help when you\nwait for your baggage to turn up.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Flight Cancellation or Delay<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"5374\" height=\"3639\" src=\"https:\/\/blog.akbartravels.com\/wp-content\/uploads\/2022\/12\/Flight-Cancellation.jpg\" alt=\"A boy waiting after his ticket is cancelled\" class=\"wp-image-72910\" \/><figcaption class=\"wp-element-caption\">A boy waiting after his ticket is cancelled<\/figcaption><\/figure>\n\n\n\n<p>This is a\ncommon problem nowadays. It could be airline\u2019s mistake, a natural risk, or a\npersonal problem. In all the cases, you will be either repaid or refunded a certain\nsum as per the policy schedule. What if you need to cancel your travel plans? What\nhappens to the money you spent on the air ticket? Fret not &#8211; It does not get\nwasted. Your insurance will repay you the unused hotel cost and travel tickets\ntoo. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fraudulent Charges<\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"3984\" height=\"2656\" data-id=\"72911\" src=\"https:\/\/blog.akbartravels.com\/wp-content\/uploads\/2022\/12\/Fraud.jpg\" alt=\"\" class=\"wp-image-72911\" \/><figcaption class=\"wp-element-caption\">What if you lose your debit\/credit card?<\/figcaption><\/figure>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Envisage losing your credit\/debit card while you are on a holiday and you start getting texts that someone is using it? Scary, right? Not only are you losing your cash but you are losing money in a place where you might not even find help immediately. But if you invest in a travel insurance, that would not be problematic. Your policy will reimburse you for the money lost through stolen payment cards for up to 12 hours prior to the reporting of the incident.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Provides Assistance<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"5634\" height=\"3801\" src=\"https:\/\/blog.akbartravels.com\/wp-content\/uploads\/2022\/12\/Customer-Care.jpg\" alt=\"Customer care service\" class=\"wp-image-72913\" \/><figcaption class=\"wp-element-caption\">Customer care service<\/figcaption><\/figure>\n\n\n\n<p>In case you need help with anything on your holiday, insurance companies are available to help. The best way is to invest in a travel insurance plan that offers 24X7 customer support for claims overseas. This will help bridge any language barriers or geographical restraints, so you\u2019re always covered no matter what! <\/p>\n\n\n\n<p>If you are having trouble in <a rel=\"noreferrer noopener\" aria-label=\"applying for visa on (opens in a new tab)\" href=\"https:\/\/www.akbartravels.com\/visa\" target=\"_blank\">applying for visa on<\/a>line or <a href=\"https:\/\/www.akbartravels.com\/in\/hotel\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"booking your hotel (opens in a new tab)\">booking your hotel<\/a>, you can contact our team for assistance. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Apply Visa Online<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.akbartravels.com\/visa\/dubai-visa\"><u>Dubai Visa Online<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/14-days-dubai-visa\"><u>14 days Dubai Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/30-days-dubai-visa\"><u>30 days Dubai Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/60-days-dubai-visa\"><u>60 days Dubai Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/96-hours-dubai-visa\"><u>Dubai Transit Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/uae-visa\"><u>UAE Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/singapore-visa\"><u>Singapore Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/malaysia-visa\"><u>Malaysia Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/thailand-visa\"><u>Thailand Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/srilanka-visa\"><u>Sri Lanka Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/usa-visa\"><u>US Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/uk-visa\"><u>UK Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/schengen-visa\"><u>Schengen Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/canada-visa\"><u>Canada Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/australia-visa\"><u>Australia Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/newzealand-visa\"><u>New Zealand Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/france-visa\"><u>France Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/italy-visa\"><u>Italy Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/turkey-visa\"><u>Turkey Visa Online<\/u><\/a>&nbsp;| &nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/philippines-visa\"><u>Philippines Visa<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/cambodia-visa\"><u>Cambodia Visa Online<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/vietnam-visa\"><u>Vietnam Visa Online<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/visa\/oman-visa\"><u>Oman Visa<\/u><\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>International Holiday Packages<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/dubai-tour-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Dubai Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/singapore-tour-packages\"><u>Singapore Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/thailand-tour-packages\"><u>Thailand Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/malaysia-tour-packages\"><u>Malaysia Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/sri-lanka-tour-packages\"><u>Sri Lanka Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/united-states-tour-packages\"><u>US Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/united-kingdom-tour-packages\"><u>United Kingdom Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/south-africa-tour-packages\"><u>South Africa Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/europe-tour-packages\"><u>Europe Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/bali-tour-packages\"><u>Bali Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/mauritius-tour-packages\"><u>Mauritius Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/international-tour-packages\/maldives-tour-packages\"><u>Maldives Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/cruises\/cordelia-cruises\"><u>Cordelia Cruise Packages<\/u><\/a>&nbsp;|<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Domestic Holiday Packages<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/\"><u>India Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/goa-tour-packages\"><u>Goa Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/kerala-tour-packages\"><u>Kerala Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/leh-ladakh-tour-packages\"><u>Leh Ladakh Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/himachal-pradesh-tour-packages\"><u>Himachal Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/andaman-and-nicobar-tour-packages\"><u>Andaman Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/rajasthan-tour-packages\"><u>Rajasthan Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/uttarakhand-tour-packages\"><u>Uttarakhand Tour Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/india-tour-packages\/jammu-and-kashmir-tour-packages\"><u>Jammu and Kashmir Tour Packages<\/u><\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Packages by Themes<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.akbartravels.com\/holidays\/theme\/honeymoon-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Honeymoon Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/theme\/adventure-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTERhttps:\/www.akbartravels.com\/holidays\/theme\/adventure-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Adventure Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/theme\/visa-on-arrival-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Visa on Arrival Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/theme\/family-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTERhttps:\/www.akbartravels.com\/holidays\/theme\/family-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Family Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/theme\/romantic-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTERhttps:\/www.akbartravels.com\/holidays\/theme\/romantic-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Romantic Packages<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/holidays\/theme\/getaways-packages?utm_source=FOOTER&amp;utm_medium=WEBSITE&amp;utm_campaign=HOLIDAYSFOOTER\"><u>Weekend Getaways Packages<\/u><\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Domestic Flights<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.akbartravels.com\/domestic\/pune-bangalore-flights\"><u>Pune Bangalore Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/chennai-delhi-flights\"><u>Chennai Delhi Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/bangalore-chennai-flights\"><u>Bangalore Chennai Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/mumbai-delhi-flights\"><u>Mumbai Delhi Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/bangalore-hyderabad-flights\"><u>Bangalore Hyderabad Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/ahmedabad-goa-flights\"><u>Ahmedabad Goa Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/mumbai-kolkata-flights\"><u>Mumbai Kolkata Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/hyderabad-delhi-flights\"><u>Hyderabad Delhi Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/bangalore-goa-flights\"><u>Bangalore Goa Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/domestic\/mumbai-goa-flights\"><u>Mumbai Goa Flights<\/u><\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>International Flights<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.akbartravels.com\/international\/delhi-dubai-flights\"><u>Delhi Dubai Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/delhi-bangkok-flights\"><u>Delhi Bangkok Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/delhi-toronto-flights\">Delhi Toronto Flights<\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/mumbai-to-dubai-flights\"><u>Mumbai Dubai Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/delhi-singapore-flights\"><u>Delhi Singapore Flights<\/u><\/a>&nbsp;|<a href=\"https:\/\/www.akbartravels.com\/international\/delhi-london-flights\"><u>Delhi London Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/delhi-kathmandu-flights\"><u>Delhi Kathmandu Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/mumbai-london-flights\"><u>Mumbai London Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/chennai-singapore-flights\"><u>Chennai Singapore Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/mumbai-singapore-flights\"><u>Mumbai Singapore Flights<\/u><\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.akbartravels.com\/international\/delhi-newyork-flights\"><u>Delhi New York Flights<\/u><\/a>&nbsp;|<a href=\"https:\/\/www.akbartravels.com\/international\/kolkata-bangkok-flights\"><u>Kolkata Bangkok Flights<\/u><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Planning for an overseas travel requires extensive preparation to ensure that the trip would be enjoyable and safe. This is why travel insurance is an extremely essential part of travelling. It not only acts as a safety net against the risk of experiencing unforeseen medical expenses but also protects against [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":72918,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[106],"tags":[3493,3494,3495,3496,3497,3498],"class_list":["post-72906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-indian-travel","tag-flight-bookings-assistance","tag-holiday-packages-assistance","tag-hotel-bookings","tag-travel-insurance-assistance","tag-travel-insurance-help","tag-travel-insurance-is-a-must"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Travel Insurance Is A Must - Akbar Travels Blog!<\/title>\n<meta name=\"description\" content=\"Are you planning to travel anytime soon? 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